Service
Since 1950, working alongside companies, industries and families across Venezuela.
Risk & Insurance Advisory · Venezuela · Since 1950
Herrera De La Sota & Associates
Risk management neither begins nor ends with the policy. We identify and assess your operation's exposure, study the market and negotiate the program it calls for, and work continuously to mitigate that risk. When a loss occurs, we see the process through, from first notice to settlement.
- Diagnosis
- Market
- Placement
- Management
- Strategy
The Firm
About HDLS
76+
YEARS OF SERVICEThe Team
We are who we are because of the team behind us — people who know the market and carry each account with judgment.
Structure
We handle general lines and corporate programs, with AutoCasco as our specialist unit for auto and fleets.
Direct Attention
Senior oversight and continuous support on every account, with technical judgment behind each decision.
Close and Considered
Behind every program is a team that knows your account — people who analyze, negotiate and respond with consistency.
Local Knowledge
The Venezuelan Market
Nationwide coverage · Venezuela
Caracas · Maracaibo · Maracay · Barquisimeto
We know the insurers operating in Venezuela: their negotiating terms, how they handle claims, and the capacity each one has available.
We work within local regulation and the country's operating conditions, with structures that fit the reality of each operation.
We've operated in the Venezuelan market through every kind of adversity — and that shows in the judgment we bring.
We serve clients in Spanish and English.
Capabilities
Property & Industrial All-Risk
We structure programs for plants, buildings, inventory and machinery against fire, earthquake, material damage and loss, sizing cover and capacity to the complexity of each operation —energy, infrastructure and manufacturing.
Surety Bonds
Performance, advance payment and bid bonds backing your company's contracts.
Casualty
General, commercial, employers' and professional liability, sized to your company's activity and exposure.
Cargo, Marine & Aviation
Inland, ocean and air cargo transit, vessels and aircraft, with conditions fitted to each operation and to the nature of the cargo.
Health, Life & Employee Benefits
We design health, life and personal accident programs for your team, balancing scope of cover, loss experience and a cost the company can sustain.
Motor & Fleets
We manage the insurance of vehicles and fleets —personal, commercial and corporate— through AutoCasco, our dedicated auto unit. Includes the motor third-party liability attached to each policy.
Personal Policies
Also for you and your family
Beyond the corporate sphere, we advise individuals and families on their personal insurance —health, life, personal accident, funeral, travel and auto— with the same technical rigor and close support.
Beyond the Local Market
Global Allies & International Reach
Global Allies
When a program requires international backing, we put you in touch with an authorized global ally, who handles the placement.
Structuring & Advisory
Risk management, program design, and technical advisory so your company understands terms, conditions, and alternatives before deciding.
Market Access
Through our international allies, your program can reach capacity and expertise that are not always available in the local market.
International Track Record
Decades of collaboration and technical exposure alongside allies in the leading international insurance markets.
Markets we've worked in
- London Market
- Europe
- United States
- Latin America
How We Work
Your Experience with HDLS
Our work starts by understanding your operation and your risks — and continues over time, optimizing your program on an ongoing basis.
- Step 01
Risk diagnosis & analysis
We review how you're covered today and analyze your operation, your assets and your risk exposure in depth.
- Step 02
Market study
We evaluate insurers, cover and capacity available for your case, with technical judgment and no shortcuts.
- Step 03
Negotiation & best terms
We negotiate with the insurers on your behalf to secure the best cover and terms for your program.
- Step 04
Tailored design
We structure a program built around your risk profile — not a generic policy that doesn't match what you need.
- Step 05
Claims management
When a loss happens, we coordinate with the adjuster, gather the documentation and follow up with the insurer from first notice through to settlement. This is where a broker proves its worth.
- Step 06
Analysis and reporting
We analyze your loss experience and program performance, and give you clear reports — frequency, severity, trends — so you make better decisions with data in hand.
- Step 07
Ongoing support
We review and optimize your program on an ongoing basis, adjusting it to changes in your operation and the market.
Active, Strategic Management
With you at every stage of the journey
We manage and mitigate your risks throughout the life of the program, with direct senior oversight and round-the-clock emergency response — a constant at every step.
Where We Work
Industries Served
Energy & Utilities
Industrial & Manufacturing
Agribusiness & Food
Consumer Goods & Retail
Technology & Services
Historical Industrial Experience
Decades managing large-scale industrial risks and strategic assets in Venezuela — across energy, infrastructure, manufacturing, and major industrial groups nationwide.
Contact
Let's talk about your program
Reach out about whatever you need to resolve — no formal reason required: